Activities Subject to Approval
Activities that require a risk analysis before being approved to receive payments with easypay.
- Activity
- Description
- Stocks, shares, options, or other investment titles
- Intermediary institutions, or those that buy or sell directly, stocks, shares, options, bonds, or other investment titles.
- Debt collection agencies, debt management agencies, debt refinancing, mortgages, and other payment service providers
- Debt collection, debt management, payment processing agencies acting under contract with card issuers or acquirers.
- Representation Agencies
- Companies that fill subscriptions or execute orders on behalf of third parties.
- Event and show agencies
- Agencies selling tickets for events not considered direct marketing merchants. Not restricted to the entertainment industry.
- Model agencies and schools
- Agencies and schools providing services to candidates for a fashion career.
- Navigation and traffic devices
- Sale of radar blockers, vehicle license plates, traffic signs, and related products or services.
- High market value items
- Shops selling items with a speculative market value that largely depends on what consumers are willing to pay, leading to disputes. This type of activity is highly prone to fraud—products may be counterfeit or deliberately overpriced. Includes the sale of stamps and coins.
- Fortune tellers and tarot readers
- Includes fortune tellers, tarot readers, astrology, and mystics.
- Alcohol trade
- Sale and distribution of alcoholic beverages.
- Real estate brokers
- Institutions involved in buying/selling real estate.
- Weapons and firearms
- Sale of any type of weapon, firearms, ammunition, or accessories.
- Pyrotechnics and hazardous materials
- Sale of fireworks and related products; toxic, flammable, radioactive materials; gunpowder; explosives.
- Physiotherapists, osteopaths, massage therapists
- Institutions providing licensed and/or certified therapeutic and medical massage services.
- Gambling, online gambling, betting advice, game predictions, etc.
- Operation of gambling establishments, online games, or betting that are not properly licensed for the services they offer.
- Currency exchange institutions, check or travel voucher discounting; Foreign Currency Purchase
- Institutions involved in buying and selling currency, discounting travel checks or vouchers, non-financial institutions providing prepaid card reloads, such as exchange houses and hotels.
- Charity institutions, third sector, and NGOs
- Charities without organized accounting and/or auditing may not be accepted. Auditing or recognized accounting firms will be determined by easypay. To process MOTO payments, they must be audited or have recognized accounting.
- Auction houses
- Sales through auction formats for antiques, art, and exclusive collections.
- Direct Marketing
- Institutions that conduct catalog sales and also operate outlet stores; Institutions selling subscription-based products or services via mail, or direct response methods. Direct marketing for cosmetics, vitamins, water purification systems, solar heat dryers, dietary products, and value-added information services.
- Outbound telemarketing
- Institutions conducting sales by phone or mail where the customer might share their payment details directly with the institution or its representatives.
- Metals and precious stones
- Institutions engaged in buying and selling metals or precious stones, including jewelry sales.
- Virtual or digital currency
- Virtual or digital currency that can easily be exchanged for real money.
- Nutricosmetics / food control substances
- Food or food products claiming medical and health benefits, including the prevention and treatment of diseases. These products can range from isolated nutrients, dietary supplements, specific diet foods, genetically modified products, herbal products, and processed foods like cereals, soups, and beverages.
- Conference and large event organization
- Institutions organizing conferences or other events that generally involve significant customer service efforts, e.g., concerts.
- Travel-related services
- Institutions providing travel-related services such as airlines, travel agencies, cruise/tour operators, etc.
- Computer programming, data processing, and integrated system design services
- Merchants offering computer programming services, system design, and data processing services based on contract or fees. They provide a variety of services such as software design, system analysis, software modification, data entry or processing, and training in the use of custom software.
- Beauty and health salons
- Merchants providing personal beauty services such as massages.
- Computer or information networks services
- Institutions providing access services via electronic credentials (BBS) or online services via computers.
- Sex shop
- Institution selling products related to sexuality and intimate pleasure. These products can include items like sex toys, erotic lingerie, intimate cosmetics, adult books and films, and accessories designed to enhance sexual experiences and intimacy between partners.
- Tobacco / E-cigarettes
- Any type of tobacco-related products. Institutions selling e-cigarettes or accessories.
- Used and second-hand vehicles
- Institutions selling used cars, motorcycles, and other second-hand vehicles.
- Sale, maintenance, and repair of hardware and software
- Merchants selling hardware and providing hardware assistance services, as well as software programming services for personal and business use.